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The chit fund also known as chitty or kuri in India and ROSCA (Rotating Savings and Credit Association) internationally, occupy a unique position in the financial system of India.

From a humble beginning to its present gigantic growth, the chit fund Institution has now attained the status of a quasi-banking system, and has turned out to be a boon to the aggressively growing economy of the nation. According to a report of Asian Development Bank, the turn over of some 1066 chit fund companies, as far back as 1986 was, an astounding Rs.81.6 billions. The estimated turnover of Registered Chit companies all over India as of now is exceeding Rs 35,000 crores per annum.

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